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Hong Kong remains one of the world's leading financial centres, with unmatched financial infrastructure, exceptional connectivity, and a low-tax territorial system. Quality of life is high, though the city is dense, expensive, and subject to SAR political tensions since 2019-2020. Property prices are among the world's highest. Hong Kong's HKSAR passport provides exceptional global access.
Tax overview
Strictly territorial taxation. Zero capital gains tax. Zero dividend tax. Zero inheritance tax. Salaries tax: 2–17% (standard rate 15%). Profits tax: 8.25% on first HKD 2M, 16.5% thereafter. Foreign income entirely exempt — no matter the amount or origin.
Safety
Excellent — Day-to-day crime is very low. Political freedoms have been curtailed since the National Security Law (2020), which may concern some expat professionals in media and advocacy roles. Civil society organisations operate under constraints.
Healthcare
World-class public and private hospitals. Private hospitals (Matilda, Canossa, HK Sanatorium) offer excellent care. Medical costs are high by Asian standards but well below US levels.
Education
Hong Kong has outstanding international schools (Harrow, Kellett, CIS, ESF network), several world-ranked universities (HKU, HKUST, CUHK), and is a global academic hub.
Investment routes
The Capital Investment Entrant Scheme (CIES) was relaunched in March 2024 after a decade-long suspension. It provides residency via portfolio investment in permissible Hong Kong assets — without requiring a local job.
Capital Investment Entrant Scheme (CIES) — 2024
Investment required
HKD 30,000,000 (≈ USD 3,800,000) in permissible assets (equities, bonds, non-residential real estate, funds); of which HKD 3M must go into a HK-registered investment portfolio
Residency timeline
Conditional entry permit within 6 weeks of application; full residency after investment deployment
Citizenship timeline
HKSAR passport (Chinese national travel document) after 7 years of ordinary residence
Permissible assets include HK stocks, bonds, HK real estate (non-residential), collective investment schemes. Investment must be maintained throughout residency. Real estate capped at HKD 10M of the HKD 30M total.
HKSAR permanent residency leads to the HKSAR passport (not PRC passport). However, China's NSL and SAR status changes mean HKSAR passport utility has changed for some nationalities. PRC citizenship requires renouncing existing nationality.
Work permits
Hong Kong's Quality Migrant Admission Scheme (QMAS) and Employment Visa are the primary routes. QMAS is a points-based scheme for talented professionals; Employment Visa requires employer sponsorship.
Employment Visa
Employer-sponsored; tied to specific employer. Strong demand particularly in finance, law, and professional services.
Quality Migrant Admission Scheme (QMAS)
Points-based scheme for skilled professionals without a job offer. Annual quota of 1,000 places typically oversubscribed.
Top Talent Pass Scheme (TTPS)
Launched 2022; for graduates of top global universities (ARWU top-100) or high earners (HKD 2.5M+/year). 2-year initial permit, no job offer required.
Skills migration
QMAS and the new Top Talent Pass Scheme specifically target global talent. Finance, asset management, tech, and professional services are priority sectors.
Top Talent Pass Scheme / General Employment Policy
Employer SponsoredEntry requirement
TTPS: World Top 100 university grad or income HKD 2.5M+/year; or GEP: employer sponsor
Processing
4–8 weeks
PR / residency pathway
Permanent Right of Abode after 7 years ordinary residence
In-demand professions
For students
Best university rank
#11 globally
Universities in QS top 100
5
Universities in QS top 500
7
Language of instruction
English / Cantonese (instruction mainly in English at top universities)
Work rights during study
PartialStudent visa holders may work part-time (up to 20 hours/week) with prior approval from the Immigration Department. Industrial Attachments and internships within approved curricula are routinely approved. HKU, HKUST, and CUHK all rank in the global top 50.
Post-study work visa
Immigration Arrangements for Non-local Graduates (IANG): 24-month stay permit open to all graduates of HK universities — no job offer required. Can extend with qualifying employment. 7 years of continuous ordinary residence leads to permanent residency. HK ranks in the global top 5 for university quality per institution (best rank: #11 HKUST).
University data: QS World University Rankings 2027. Rankings current at time of publication.
Economic opportunity
Hong Kong is Asia's foremost capital markets hub, home to the world's 4th largest stock exchange and a major RMB internationalisation centre. Its rule of law, common law system, and financial expertise remain globally competitive.
GDP
USD 500 billion (nominal)
Key industries
Business registration takes 1–2 days. No capital gains tax on company exits. Common law framework. Free port with no tariffs. Strong IP protection.
Who this programme suits
Hong Kong suits ultra-HNW investors seeking an Asia-Pacific financial hub with territorial taxation, a world-ranked passport, and access to Greater China markets.
Fund managers and investment bankers seeking Asia's premier financial centre with zero CGT
Family offices deploying capital across Greater China from a common law base
Entrepreneurs building China-facing businesses with rule-of-law protections
HNW individuals with HKD 30M+ liquid assets seeking a strong Asian passport
Common origin countries